Build Credit in Canada

Get $20 free when you sign up today!

Need to repair your credit score fast? Get a KOHO MasterCard and use the Credit Builder Tool to watch your credit score jump. Even if you have bad credit, you will be given a small credit balance to use, and when you repay the balance, KOHO will report the payment each month to the credit bureaus as repayment history, which helps to quickly build credit history.

  • No application or approval
  • No deposit required
  • Ability to track changes to your credit score
  • No hard credit check 

Get KOHO Today!

There are two easy ways to rebuild your credit quickly with a KOHO MasterCard.

Credit Building Option 1

KOHO will give you a small line of credit between $250 and $500. You’re free to use the money but be sure to repay it on time, it will build your credit history. 

Credit Building Option 2

Deposit your own funds as a line of credit, use it as you wish but repay it on time to quickly and easily build your credit history.