Get funds in as little as 1 hour. Borrow money online with Interac e-Transfer and effortlessly handle life’s unexpected emergencies.
Easy
Getting an online payday loan in Canada is now easier than ever—Just fill out our quick 3-minute application to start borrowing today.
Secure
Your data is protected with our 24 hour, 256-bit SSL (Secure Socket Layer) encryption, ensuring maximum security at all times.
99.6% Loan Approval rate
Simple Application
We’re committed to providing a fast and stress-free borrowing experience for Canadians in need of immediate financial support. The loan application takes just a few minutes to complete, enabling you to access funds via e-transfer in no time—ideal for unexpected expenses or urgent financial requirements.
We’re open 24 hours a day, 7 days a week, to ensure that you have access to funding when you need it most.
Say goodbye to endless waiting and annoying paperwork. With our convenient online payday loan application, you can apply from the comfort of your own home—no more trips to the bank, no more faxing documents, and no more standing in long wait lines. We’ve simplified the traditional loan process to give you a quick and hassle-free experience. Simply fill out our secure online payday loan form, and you’ll receive an instant decision—so you can move forward with your plans without delay.
If you don’t have good credit or any credit at all, no worries! As long as you have a steady source of income and are at least 18 years old, you qualify for a quick and convenient payday loan. Remember, your credit history is just that; history —what matters most is your current ability to repay.
Fast loans for Canadians with speed & convenience in mind.
Fast Application
Quick 3-minute online loan application.
Instant Approval
Apply now and get a decision instantly.
E-Transfer in Minutes
Funds sent in as little as 5 minutes.
Open 24/7
We’re always open, even on holidays.
Bad Credit Accepted
No credit checks required.
No Documents
No faxing or sending in documents.
The Requirements
Apply in just a few clicks
To qualify for a loan, you must be at least 18 years old, have a steady source of income, and reside in Canada. Instead of checking your credit score, we use Plaid to securely verify your income with your banking institution. This allows for a quicker, more accurate assessment of your financial situation without impacting your credit.
Do You Qualify?
This will just take a moment
Testimonials
What’s All The Hype?
Find out why Canadians love us.
⭐️⭐️⭐️⭐️⭐️
I got a payday loan faster than I expected. I definitely recommend.
Brian Towns
Brampton, ON
⭐️⭐️⭐️⭐️⭐️
I was able to pay my insurance on time thanks to you guys. I really appreciate it!
Isabelle Martin
Montreal, QC
⭐️⭐️⭐️⭐️⭐️
Good customer support and very easy to get a loan with bad credit.
Shaina Greer
Vancouver, BC
Fast payday loans online
Frequently Asked Questions
How much can I borrow?
You can borrow up to $5,000 for online payday loans and up to $35,000 for all other loan types. The amount you receive will depend on your income.
How will I receive my funding?
You will receive your loan via Interac e-transfer or direct deposit.
What if I am new to Canada?
Welcome to Canada! We’ll help you get your first short-term loan in no time.
What if I have bad credit?
To be approved for an online payday loan with bad credit, all you’ll need is a steady source of income. We focus on your ability to repay your loan instead of focusing on your credit score. Using Plaid, we can safely review your online banking to verify your income details directly, making the borrowing process quicker and more convenient. This secure integration allows for fast income verification without the hassle of uploading manual documents, ensuring a seamless experience for borrowers.
What If I can not repay on-time?
If you face difficulties repaying your loan on-time, it is important that you contact your loan agent to create a repayment agreement. If you do not give notice, you may incur various late fees.
What are the requirements?
1) Must be 18 years old or older. 2) Must have a valid bank account. 3) Must reside in Canada. 4) Must have a steady source of income.
What type of income is accepted?
We accepted various income types! We accept full, part-time or seasonal employment, Child Tax, ODSP, AISH, provincial disability, CPP, Old Age Security and more.
What are the hours of operation?
We’re open 24 hours a day, 7 days a week. We’re even open on holidays. Apply now.
Whether you need funding for groceries, car repairs, medical bills or any other emergency, we’ve got you covered. Apply online now, and receive your loan funding today.
