Online Payday Loans in Canada

Fast Loans

Borrow up to $5,000 in just a few clicks. Almost everyone is approved!

All credit types accepted

Money in Minutes

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Fast

Easily borrow money online with instant on-screen approval, same-day funding, and no paperwork required.

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Easy

Apply online in just 3 minutes with our fast, hassle-free process. Borrowing money has never been easier!

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Secure

Rest assured, your information is safe with 24-hour 256-bit SSL (Secure Socket Layer) encryption.

Highest approval rate in canada

Hassle-free Borrowing

Urgent Kash is committed to providing Canadians with a fast and hassle-free borrowing experience. Our streamlined 3-minute online payday loan application allows you to access funds within an hour.

Benefit from 24/7 customer support and flexible repayment plans tailored to your needs. Borrow responsibly and with confidence.

Fast emergency funding

Instant Approval Decisions

Say goodbye to endless waiting and stressful paperwork. With our convenient online loan application, you can apply from the comfort of your own home—no more trips to the bank, no more faxing documents, and no more standing in long lines. We’ve simplified the traditional loan process to give you a quick and hassle-free experience. Simply fill out our secure online loan form, and you’ll receive an instant decision—so you can move forward with your plans without delay.

second chance loans

Bad Credit Accepted

If you don’t have good credit or any credit at all, no worries! As long as you have a steady income and are at least 18 years old, you qualify for a quick and convenient online payday loan. Remember, your credit history is just that; history —what matters most is your current ability to borrow.

Canada’s fastest online payday loans

Why Choose Us?

Loans for Canadians with Speed and Convenience in mind.

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Same-day Funding

Apply online and get an instant on-screen decision once you submit your application.

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Instant On-screen Approval

Enjoy super fast loan delivery. Apply now and get funds in as little as one hour.

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All Credit Types Accepted

Since short-term loans rarely require a credit check, your chances of approval are higher.

Do you qualify?

Apply in just a few clicks

To qualify for a loan, you must be at least 18 years old, have a steady source of income, and reside in Canada. Our hassle-free application process ensures that Canadians always have quick and easy access to funding. Apply in just a few minutes, and you could receive your funds in as little as one hour.

Check your chances

FAQs

Frequently asked questions

How much can I borrow?

You can borrow up to $5,000 for payday loans and up to $35,000 for all other loan types. The amount you borrow will also depend on your income.

How will I receive my funding?

You will receive your loan instantly via Interac* E-transfer or direct deposit.

What if I am new to Canada?

Welcome to Canada! We will help you get your first short-term loan in no time.

What if I have bad credit?

We accept all types of credit, even bad credit and no credit. Apply now and get an instant on-screen decision. 

What If I can not repay my loan on-time?

f you face difficulties repaying your loan on-time, it is important that you contact your loan agent to create a repayment agreement. If you do not give notice, you may incur various late fees.

What are the requirements?

1.Must be 18 years old or older. 2.Must have a valid bank account. 3.Must reside in Canada or the USA. 4.Must have a steady source of income.

What type of income is accepted?

We accepted all income types! We accept full or part-time employment, Child Tax, ODSP, AISH, provincial disability, CPP, Old Age Security and more.

What are the hours of operation?

We’re open 24 hours a day, 7 days a week. We’re even open on holidays. Apply now.

Question not answered above? Contact us →

Hear from our borrowers

Hear from our borrowers

Find out why Canadians love us.

⭐️⭐️⭐️⭐️⭐️

I got a loan faster than I expected. I definitely recommend.

Brian Towns

Brampton, ON

⭐️⭐️⭐️⭐️⭐️

I was able to pay my insurance on-time thanks to you guys. Thanks!

Isabelle Martin

Montreal, QC

⭐️⭐️⭐️⭐️⭐️

Good customer support and very easy to get a loan.

Shaina Greer

Vancouver, BC

Hear from our borrowers

Get Cash Now

Whether you need funding for groceries, car repairs, medical bills or any other emergency, we’ve got you covered. Apply online now, and receive your funding today.