Budget Calculator

Download a Budget Spreadsheet

A budget is a plan that helps you manage your money. It helps you figure out how much money you make, spend and save. Creating a budget will help you reach your financial goals.

A budget is especially important if you:

  • Don’t know where your money is going
  • Don’t save regularly
  • Have problems paying off your debts
  • Feel overwhelmed by your finances
Download a Budget Spreadsheet
Track Your Expenses:
Keep a detailed record of all your spending to identify where your money is going. This helps you spot unnecessary expenses and stay within your budget.
Set Realistic Goals:
Establish clear, achievable financial goals, such as saving for emergencies or a vacation. Having specific targets keeps you motivated and focused on your budgeting plan.
Create a Contingency Fund:
Allocate a portion of your income to a savings account for unexpected expenses. This prevents you from overspending during emergencies and provides financial security.